:root{
  --bg:#f3f6fb;
  --blue:#2e86ff;
  --blue2:#1d63cc;
  --text:#18233a;
  --muted:#5b667a;
  --card:#ffffff;
  --border:#e7ebf2;
  --shadow: 0 12px 30px rgba(10, 30, 70, .08);
  --radius: 16px;
}

*{ box-sizing:border-box; }
html,body{ margin:0; padding:0; font-family: system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif; color:var(--text); background:var(--bg); }

.topbar{
  position: sticky;
  top:0;
  z-index:10;
  background: linear-gradient(180deg, #3aa0ff, #2e86ff);
  box-shadow: 0 8px 22px rgba(0,0,0,.12);
}
.topbar__inner{
  max-width: 1100px;
  margin: 0 auto;
  padding: 10px 16px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:14px;
}

.brand{ display:flex; align-items:center; gap:10px; color:#fff; text-decoration:none; font-weight:800; letter-spacing:.2px; }
.brand__dot{ width:14px; height:14px; border-radius: 50%; background:#fff; opacity:.95; }
.brand__name{ font-size:15px; }

.nav{ display:flex; gap:14px; align-items:center; flex-wrap:wrap; }
.nav a{ color:rgba(255,255,255,.92); text-decoration:none; font-weight:700; font-size:13px; }
.nav a:hover{ text-decoration: underline; }
.nav__btn{
  background: rgba(255,255,255,.92);
  color:#124;
  padding: 8px 12px;
  border-radius: 10px;
  font-weight:900;
}

.page{ max-width:1100px; margin: 0 auto; padding: 18px 16px 40px; }

.hero{ display:flex; justify-content:center; margin-top: 14px; }
.hero__card{
  width: min(880px, 100%);
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 24px;
}
.hero__card h1{ margin:0 0 8px; font-size: 28px; }
.hero__sub{ margin:0 0 18px; color: var(--muted); line-height:1.6; }

.block{ margin-top: 18px; }
.block__title{
  background: linear-gradient(180deg, #3aa0ff, #2e86ff);
  color:#fff;
  padding: 12px 14px;
  border-radius: 14px;
  font-weight:900;
  box-shadow: 0 10px 22px rgba(46,134,255,.25);
}

.cards{
  margin-top: 10px;
  display:grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
}
@media (max-width: 860px){
  .cards{ grid-template-columns: 1fr; }
}

.cardBtn{
  display:block;
  text-decoration:none;
  border: 1px solid var(--border);
  background: #fff;
  border-radius: 14px;
  box-shadow: 0 10px 22px rgba(10,30,70,.06);
  padding: 14px;
  transition: transform .08s ease, box-shadow .2s ease;
}
.cardBtn:hover{ transform: translateY(-1px); box-shadow: 0 14px 26px rgba(10,30,70,.10); }
.cardBtn__top{ font-weight:900; font-size: 14px; color: var(--text); }
.cardBtn__cta{
  margin-top: 10px;
  display:inline-block;
  background: #ffd24d;
  color:#1d1d1d;
  font-weight:900;
  padding: 8px 10px;
  border-radius: 10px;
}

.cardBtn--alt .cardBtn__cta{
  background: #eaf1ff;
  color: #114;
  border: 1px solid #cfe0ff;
}

.faq{ width: min(880px, 100%); margin: 26px auto 0; }
.faq h2{ margin: 0 0 12px; font-size: 22px; }

.accordion{
  background:#fff;
  border:1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  overflow:hidden;
}

.accBtn{
  width:100%;
  border:0;
  background:#fff;
  padding: 14px 16px;
  display:flex;
  justify-content:space-between;
  align-items:center;
  font-weight:900;
  cursor:pointer;
  border-bottom: 1px solid var(--border);
}
.accBtn:hover{ background:#f8fbff; }
.chev{ opacity:.7; }

.accPanel{
  display:none;
  padding: 0 16px 14px 16px;
  color: var(--muted);
  line-height:1.6;
  border-bottom: 1px solid var(--border);
}

.footer{
  width: min(880px, 100%);
  margin: 24px auto 0;
  color: var(--muted);
  display:flex;
  justify-content:space-between;
  gap:10px;
  flex-wrap:wrap;
}
.footer a{ color: var(--muted); text-decoration:none; font-weight:700; }
.footer a:hover{ text-decoration:underline; }